Pricing
Outcome-priced. No setup fees.
QATCH charges three things: a monthly platform fee, a basis-point fee per transaction we verify, and an optional insurance premium for the approved-fraud guarantee. No hidden costs. Month-to-month. Cancel any time.
Small
< 50 closings / month
Single-location title companies starting out with verification.
12 bps per transaction (capped at $1,000)
+ 7 bps optional insurance premium
- ✓AI verification on every wire
- ✓Human callback on high-risk wires
- ✓Beneficiary database (your data)
- ✓Approved-fraud insurance up to $1M
- ✓30-day payout guarantee
- ✓Email support
Mid
50–200 closings / month
Most title companies sit here. Best per-closing economics.
10 bps per transaction (capped at $1,000)
+ 6 bps optional insurance premium
- ✓Everything in Small
- ✓Beneficiary database (shared reputation across QATCH network)
- ✓Approved-fraud insurance up to $2M
- ✓Slack/Teams integration + alerts
- ✓Quarterly fraud-trends briefing
- ✓Priority support (4-hour response)
Enterprise
200+ closings / month, or multi-office
Multi-location operators + high-volume firms.
8 bps per transaction (capped at $1,000)
+ 5 bps optional insurance premium
- ✓Everything in Mid
- ✓Dedicated Customer Success Manager
- ✓Custom integration with your title software (ResWare, Qualia, etc.)
- ✓Approved-fraud insurance limit negotiable above $2M
- ✓Quarterly business reviews
- ✓1-hour incident response SLA
- ✓Volume-based bps discount available
Limited
Design partners: 60 days free.
We have 3 of 20 design partner slots remaining. Full insurance enabled. 30-minute onboarding. Direct WhatsApp/Signal to the founder. Quarterly product review to shape the roadmap. After 60 days: month-to-month at the tier that fits your volume.
Apply for design partner →Example: mid-sized title company
A title company doing 100 closings/month at an average $500,000 closing value runs $50,000,000 in monthly payment volume through QATCH.
| Line item | Monthly | Annual |
|---|---|---|
| Platform subscription (Mid tier) | $500 | $6,000 |
| Per-transaction (10 bps × $50M) | $5,000 | $60,000 |
| Insurance premium (6 bps × $50M) | $3,000 | $36,000 |
| Total | $8,500 | $102,000 |
Per-closing cost: $85 (verification) + $30 (insurance) = $115. Compared to the average $112,000 loss per successful BEC incident, this is materially cheaper than one missed wire per year.
Questions about pricing?
Detailed answers about transaction fees, insurance terms, minimum commitment, and how billing works.